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From a Team You Can Trust

Get coverage from a large agency that has an unbeatable local touch.

St. Marys Insurance Agency

St Marys, PA

Boyles Insurance Agency

Clearfield, PA

Boyles Insurance Agency

State College, PA

Emporium Insurance Agency

Emporium, PA

Williams McKean Agency

Bradford, PA

Smith-Keats Agency

Johnsonburg, PA

James E. Borst & Associates

Ridgway, PA

James E. Borst & Associates

Sheffield, PA

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As an independent agency, we are here to help you find the right coverage.

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St. Marys Insurance Agency, Inc. & Affiliates

80

years serving our clients

40

team members

8

office locations

For over 80 years, St. Marys Insurance Agency has been providing personalized insurance solutions from agents who truly care. We have since grown to eight office locations and are proud to offer the same level of customer service with a local touch.

We are an award-winning, independent insurance agency with one priorityโ€”you. Because we represent multiple insurance companies, we have access to a variety of coverage options to bring you the best value when it comes to price, policy, and service.

This year, St. Marys Insurance Agency & Affiliates have once again been honored as an Erie Insurance Elite Award winner.ย  The award recognizes the top 10 Erie agents companywide.

Agency Achievements

Insurance alone only gets you so far. Thatโ€™s why having the right insurance advisor and advocate by your side is essential. By building a relationship with you, we are able to inform you about your unique risks while offering comprehensive insurance solutions to help protect you from the unexpected and plan for the predictable. Read more about us!

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The Advantage of an Independent Agency Working for You

What makes our independent agency different?

  • We represent multiple insurance companies.
  • We are licensed insurance advisors.
  • We are by your side every step of the way.
  • We offer a wide variety of insurance solutions.
  • We are there for you in your time of need.
Find Out How

Award-Winning

Over the years, we have been recognized for our dedicated customer service and our commitment to our clients.

View Our Awards

Clients Come First

We are committed to service and go the extra mile to exceed your expectations, no matter what you need.

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Experienced Agents

With over 40 experienced agents, we understand what it takes to bring you quality coverage.

Meet Our Team

Visit Our Office

Contact one of our eight office locations for insurance solutions you can count on.

St. Marys Insurance Agency

St Marys, PA
814-834-2897

Boyles Insurance Agency

Clearfield, PA
814-765-8152

Boyles Insurance Agency

State College, PA
814-234-1991

Emporium Insurance Agency

Emporium, PA
814-486-0103

Williams McKean Agency

Bradford, PA
814-362-9840

Smith-Keats Agency

Johnsonburg, PA
814-965-2317

James E. Borst & Associates

Ridgway, PA
814-772-2161

James E. Borst & Associates

Sheffield, PA
814-968-3219

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St. Marys Insurance Agency, Inc. & Affiliates + Erie Insurance

We strive to uphold Erie Insurance’s long-standing commitment to service.

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Real clients. Real reviews. Real coverage.

Check out our reviews and see why you should switch to St. Marys Insurance Agency, Inc. & Affiliates.

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Get a glimpse of the risks you face and how your insurance can protect what matters most.

Life
Providing for Your Family
Risk Factor

Raising a child can be a rewarding life experience, but it is also very expensive. It costs hundreds of thousands of dollars to raise a child to age 18, with college tuition, fees, room, and board resulting in another potentially enormous expense. If you were to die tomorrow, would funds be available to provide for food, clothing, day care, and educational expenses for your child?

Solution

Having life insurance could secure the future for your children if you have an untimely death. With a life insurance policy, there could be enough income to help pay for everything your child might need while growing up.

Mortgage Payments
Risk Factor

After your death, any outstanding debt and financial obligations do not disappear. Your home is probably the costliest and most significant property you own. A mortgage payment is a large burden for a spouse or partner to carry.

Solution

A life insurance policy would allow your spouse or children to pay off your outstanding debts and spare them the stress of making monthly payments on the home.

Auto Payments
Risk Factor

Many families lease or finance their automobiles these days. If the primary earner in the family were to die, the family could be left with outstanding car payments for years to come.

Solution

A life insurance policy would allow your spouse or children to pay off your outstanding debts and spare them the stress of making monthly payments on your car(s).

Funeral Costs
Risk Factor

An average funeral can cost tens of thousands of dollars, and that's without unnecessary options or luxurious services. A death in the family is stressful enough; why add the hefty bill of a funeral to that stress?

Solution

A life insurance policy can easily cover the cost of a funeral. Your family will be able to think of you and have peace of mind without being burdened by funeral costs.

Protecting Your Retirement Savings
Risk Factor

Once you retire, you will be living off social security, and if you are lucky to have them, a pension or retirement fund, too. But what if the surviving spouse has been relying on you to fund retirement for the couple? Premature death of an earner can affect sources of retirement benefits such as Social Security.

Solution

Life insurance can help support a surviving spouse during their retirement.

Protecting Your Small Business
Risk Factor

If you passed away, would your business suffer? There are many complications and financial issues that can arise due to the death of a business owner. Many people overlook this predicament.

Solution

A life insurance policy can keep a business moving along even during tough times, such as the loss of the business owner/partner. Key person life insurance is payable to the company and provides money for training and hiring of a new employee. A buy-sell agreement, funded by life insurance, allows the other partners in the business to buy the deceasedโ€™s share of the business, which will provide money for his or her family.

Spousal Support / Income Replacement
Risk Factor

Many people mistakenly think that they donโ€™t need life insurance if they donโ€™t have children or if their children are grown. However, your financial responsibilities fall to your family when you are gone.

Solution

Life insurance can replace the income you would usually bring in and help support your spouse or adult children, ensuring your loved ones are able to maintain the lifestyle they're accustomed to.

Life Insurance 101

Make sure you cover the unique risks you face with life insurance.

  • Click on the hotspots.
  • Discover your risks.
  • Get the right coverage.
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