When our oldest child got a learner’s permit, we enrolled in the progressive snapshot program. This was a wonderful opportunity to become aware of how we drive. We quickly learned to adjust driving habits to reduce insurance costs. However, this is not the end of the benefits we received. Backseat driving ceased to exist. We saved almost 20% on our auto insurance thanks to our wonderful insurance company. Williams Agency suggested this process to save us money.
Snapshot Program
This program keeps track of how each vehicle is driven. Since we have multiple cars, we received a snapshot for each. These devices simply plug into the car and keep track of how many miles are driven, when and how the brakes are applied.
The progressive snapshot program has five advantages. Records show if the device is removed for any period of time. We can review our driving records online. Discounts start after 30 days. The test takes six months. There is no risk for automobile drivers as Pennsylvania car insurance rates cannot be increased.
We reviewed the results almost daily. By enthusiastically discussing what the progressive snapshot program showed, we found ways to adjust are driving to our financial benefit. Even our teenager bragged to her friends about her smart driving record.
Peaceful Rides
The most surprising result was the change in my husband’s driving. After a stressful day at work, he tended to drive like he was trying out for the Indianapolis 500. I no longer needed to nag. The progressive snapshot program did it for me. Not only was there more harmony in the car, our relationship was peaceful. Anytime the brakes were applied harshly, those results were transmitted to our insurance company. Since only gentle braking would reduce our Pennsylvania car insurance rates, I never had to say word. Because children mimic what parents do, I know the beginner driver and her younger siblings paid attention when Dad quit tailgating and left more space between us and the car in front. In fact, when one of us made a gentle stop, the passengers would remark that we saved another nickel or dime on our insurance cost.
We appreciate this professional agency in Bradford, Pennsylvania for their help. We knew with a teenage driver in the household, our Pennsylvania car insurance rates would rise. Since this insurance company represents 10 different insurance providers, they have always been able to help us keep our insurance premiums under control. Not only does this company give a written, money back guarantee for customer satisfaction, we get multiple discounts. Williams Agency has all of our insurance business. This established business reviews our insurance needs every year on our house, cars and life to make sure we have the right protection and the best rates available.
The progressive snapshot program makes drivers aware of how they drive. This program allows parents to discuss driving with teenagers without nagging or lecturing. Best of all, by making minor adjustments, we reduced our Pennsylvania car insurance rates.
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