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DUI….Now What Happens to My Pennsylvania Auto Insurance ?

Posted: November 27th, 2009 under pa auto insurance, pennsylvania auto insurance.
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bigstockphoto Arrested In Public 3674987 300x200 DUI....Now What Happens to My Pennsylvania Auto Insurance ?

Seems to happens on a weekly basis, one of my clients calls wanting to know “what’s going to happen to my pennsylvania auto insurance?”

Had a drink or two over the limit and got picked up on highway. Even parked along side of the highway while intoxicated or over the limit will get you a DUI conviction.  You’ve faced the judge and received your sentence and fines…is the worst behind you now?  Sorry to say but the worst may yet be to come. You’re most likely going to be cancelled by your pennsylvania auto insurance company for the violation and license suspension.

Irregardless of the number of years you’ve carried insurance with the company, it’s highly likely that you will be cancelled. Let’s face it…you’re not the exact type of client who fits into a “preferred” driver category right now. You will need a few years of good, clean driving to regain your “preferred” status again. 

So,  what do you need to do for pa auto insurance?  Chances are, you will need to begin searching from agent to agent looking for a reasonable rate to keep your car legally insured.  Pennsylvania auto insurance rates can vary greatly from company to company. Your credit rating will also be a big factor in finding insurance that is affordable. If you’ve managed to keep your pay history good and have a decent credit score, there are some carriers who offer drivers with poor records a very competitive price.  A good agent will be able to help you in this area.

A good choice is using an agent who represents a number of companies and can do the legwork for you.  Using a local, trusted agent will go a long ways toward insuring that your agent will be checking for better pricing as your record improves over time.


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