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Excess Liability Coverage- Do you need it?

Posted: May 27th, 2009 under Uncategorized.
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Your life savings… whatever is left of it…. is in jeopardy due to a lawsuit…you did nothing wrong though…..guess what ? You still have to defend yourself. Defending yourself takes a lawyer and lawyers still don’t work for free.

An Excess Liability policy provides coverage in the event that your auto , homeowners, boat, atv or similar personal policy exhausts their limits of liability and a judgment has been awarded in excess of those limits. Including the legal fees that normally run into the tens of thousands of dollars on even small lawsuits. Average premiums for these policies average $150-200 per year depending on personal circumstances. For those who can’t afford to leave it to chance, excess liability policies are the security blanket they need to protect their hard earned savings. Call today and we’ll be glad to get you a “piece of mind” rate .


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