Little info I “borrowed” from the erie agents website that I thought may be of some value to all of you.  Merry Christmas !

Erie Insurance recommends homeowners take the following precautions to help protect your home against winter weather:

  • Maintain your guttersRemove leaves and other debris from gutters so melting snow and ice can flow freely.
  • Trim trees and remove dead branchesIce, snow and wind can cause weak trees or branches to break, damaging your home, car or injuring someone walking on your property.
  • Add insulationAdd extra insulation to attics, basements and crawl spaces. Ideally, the attic should be five to ten degrees warmer than the outside air. Well-insulated basements and crawl spaces can help protect the pipes from freezing.
  • Maintain pipesWrap pipes with heating tape. Insulate any unfinished rooms or garages with exposed pipes. Check for cracks and leaks. Have any minor pipe damage fixed immediately.
  • Keep your house warmKeep the temperature in your house at least 65 degrees. The temperature inside the walls where the pipes are located is substantially colder than the walls themselves. If the temperature is lower than 65 degrees it will not keep the pipes from freezing.
  • Check heating systems- The proper use and maintenance of furnaces, fireplaces and wood-burning stoves can prevent fire and smoke damage. Have furnaces, boilers and chimneys serviced at least once a year before the heating season begins. Make sure that all of the smoke alarms are carbon dioxide detectors are working properly.
  • Maintain steps and handrailsBroken stairs and banisters can become lethal when covered with snow and ice. Make repairs now to prevent someone from falling and seriously being injured.

This is also a good time of year to review your pennsylvania homeowners insurance policy. Talk to your agent about any major improvements or additions you have made to the home to keep all of your information accurate and up to date.