PENNSYLVANIA AUTO INSURANCE plan is required by law. Uninsured motorists will be given corresponding charges and penalties like three-month registration and driver’s license suspension. If you have been purchasing auto insurance just to meet this requirement and get away with all the consequences, no doubt you are stressed out paying your insurance bills. Well then there’s good news for you! Did you know that you can get discounts on your auto insurance plans? Yes, there are some PENNSYLAVANIA AUTO INSURANCE companies that give discounts to qualified members.


Have you undergone a driver education course? If you answered yes then you are qualified to discounts provided that the course was given by a licensed or certified instructor, you have undergone no less than 30 minutes classroom lectures and you had a minimum of 6 hours actual driving under the supervision of the said instructor. Qualifications may differ depending on the requirements of your insurance company.


Learned your driving skills from dad? If your dad happens to be a good driver tendency is he will teach you on how to be one too. If being a good driver runs in your family then there is a big chance that you can get discounts in your auto insurance as well. Some auto insurance companies give discounts if each driver in the household has had no violations and at-fault accidents for the past three years.


If you are known as a reckless driver, highway racer and beater of the red light, it doesn’t mean that you are not anymore entitled to any discounts. Some insurance companies will give you discount provided that you undergo basic driver improvement course. Discounts like this are solely at the discretion of your insurance company.


Did you also know that having multiple automobiles can save you some money too? Some auto insurance companies will give you discounts if you have two or more private passenger automobiles provided that the owners of the vehicles are residing within the same household and are related by blood, marriage, or even adoption. Qualifications may be different in other companies, depending on the type of your vehicles and other factors.


If you are a student under age 25, you better do well in school because good students get good discounts in auto insurance as well.  Good student meaning you rank within the top 20% of your class, you get an average grade of B or higher and you are included in the Dean’s list or Honor Roll. You might wonder what your grades have to do with getting auto insurance discounts. According to actuarial studies, there is a relationship between poor school performance and teenage accident rates, and as a result some auto insurance companies provide lower rates to top students.


Again, qualifications may vary depending on the discretion of your insurance company. Before spending your hard-earned money on PENNSYLVANIA AUTO INSURANCE plans make sure you first look at all possible ways to get discounts. Being a smart buyer may save you hundreds of dollars in the long run.